Changing for the better.

We want to change things for the better. The EOS Group has defined its sustainability goals in its Corporate Responsibility (CR) strategy. It lends structure to our commitment and encourages us to act even more responsibly.

A green world flourishes with plants as two individuals promote sustainability - one painting a heart, the other standing on a small ladder, symbolizing care and progress.

Intro

Nathalie Lameyre, President of EOS France Group

"For 30 years now, we have been managing debt for both ourselves and others, making a point to continuously offer tailored solutions to all:

We forge long-term relationships with our creditor partners to help them clean up their balance sheet.
We prioritise dialogue and amicable, sustainable solutions with our debtor clients.
We guarantee career development opportunities for our staff, supported by our continuous training policies and gratifying workplace organisation.

In short, our approach is both responsible and sustainable, rooted in excellence."

Nathalie Lameyre, Managing Director EOS France

Sustainability Strategy and Goals

Receivables management means taking responsibility

We are successful in business because we embrace change and take responsibility for all that we do. We want to change things for the better for our clients and employees, but also for consumers, our industry, and society.

Sustainability is an integral part of our corporate responsibility. Our CR activities go beyond environmental protection. As an international finance service provider, we are especially committed to social responsibility and corporate governance.

Our special concerns are divided into four fields of action within our CR strategy: Responsible collection, Joint progress, Financial sustainability and Environmental protection.

Gestion éthique des créances Progrès social Finance durable Protection de l'environnement

Materiality as starting point for our sustainability strategy

The matrix shows the key sustainability topics from the EOS corporate perspective and from the viewpoint of our external stakeholders.

EOS further elaborated its CR strategy with the involvement of internal and external experts and developed a materiality matrix in 2022. It represents the most important sustainability topics for our external stakeholders, as well as for EOS, and forms the basis for the future direction of EOS' sustainability strategy.

Global responsibility: The UN Global Compact

Overview of eight UN Global Compact icons showing #3 good health and well-being, #4 quality education, #5 gender equality, #10 reduced inequalities, #16 peace, justice and strong institutions, #17 partnerships for the goals, #13 climate actions.

Les objectifs de développement durable de l’ONU

The EOS Group joined the United Nations Global Compact, the world’s largest pact for corporate responsibility, in 2021. As a member, we pledge our commitment to the compact’s 10 principles on human rights, labor, environment and anti-corruption. Each new member first must derive its own goals from the 10 principles. We did so in the past year, identifying our goals from the UN’s 17 Sustainable Development Goals (SDGs) to which we can make the most effective contribution. The SDGs we selected, along with the associated key figures and goals are important benchmarks in our corporate responsibility strategy. As required by the Compact, we will report on our progress once a year in our “Communication on Progress” (COP).

News and Activities

EOS Group achieves top industry recognition with outstanding ESG ratings

The EOS Group once again received significant recognition in 2025 for its outstanding performance in the area of Environment, Social, and Governance (ESG). The renowned rating agency Morningstar Sustainalytics awarded us both the "Top Rated Industry" and "Top Rated Regional" awards. These place the EOS Group among the top two percent of companies in the consumer finance sector for the second year in a row.

"With the independent ESG rating, we are making our contribution to sustainable development transparent. The top rankings show that our corporate responsibility strategy is successful and that we are very well positioned in many areas," CEO Marwin Ramcke explains.

Furthermore, our commitment to sustainability was recognized for the first time with the EcoVadis Bronze Medal. These accolades emphasize the continuous pursuit of responsible and sustainable actions.

Together with our partners, customers, and the future generation, we are shaping a world in which sustainability is a priority for everyone.

Human for Client

EOS France is proud to have been awarded the “Human for Client” CSR label. This achievement recognises and highlights companies that follow good social practices in terms of HR management, social dialogue, work for the benefit of society, business practices, care for the environment, and governance methods in all its customer relationships. The label is awarded for three years by a joint committee based on the conclusions of a third-party on-site audit

EcoVadis

EOS France has renewed its EcoVadis gold medal in 2023 (for the third year in a row), placing it among the top 5% of assessed companies.

In support of its responsible approach and with a view to affirming the quality of its commitments, EOS France called on EcoVadis to assess its work. The EcoVadis score considers the following categories: Environment, Labour and Human Rights, Ethics, and Sustainable Procurement.

By 2023, 100% of partners were satisfied with EOS France's services.

EOS France conducts an annual customer survey to measure their level of satisfaction with the services provided from an operational, business, technology and performance monitoring standpoint.

Illustration of four people celebrating a five star rating

Learn more about our fields of action

Responsible collection

EOS stands for respectful and fair treatment of consumers and for solution-driven, sustained debt relief.

Learn more about Responsible collection En savoir plus

Joint progress

We take on social responsibility within the EOS Group by promoting empowerment, diversity and inclusion, and in society through our educational initiatives.

Learn more about Joint Progress

Environmental protection

As a strong member of the Otto Group, EOS supports the Group’s climate protection strategy, that pursues the Paris Agreement goal of limiting global warming to 1.5 °C. Together we work on implementing targeted measures.

Learn more about Environmental protection

Financial sustainability

EOS advocates strong, binding industry standards and responsibility guidelines. We apply strict criteria when we price portfolio purchases and make other investments.