As an internationally operating financial services provider, EOS is looking back at a successful fiscal 2019/20.


New year – new growth: In the last financial year EOS continued to forge its own path. “Together with my colleagues I am looking back at what has been by far the most successful financial year for the EOS Group,” says CEO Klaus Engberding. In saying this he is not just referring to the revenue generated by the growth-driving regions Germany, Western Europe and Eastern Europe. Other major success factors were the technological progress made in digitalization and the ongoing development of the corporate culture. There was also significant investment in secured and unsecured receivables: at EUR 651.3 million, the investment volume was at a consistently high level.

Consolidated revenue by region

Distribution of consolidated revenue of EOS Group in fiscal 2019/20 among global partner companies
Revenue of EOS Consolidated in the various regions for fiscal 2019/20

Revenue performance over the last few years (in € million)

EOS Consolidated closes fiscal 2019/20 with a substantial increase in earnings compared with the previous year, which was already very successful. At EUR 853.1 million, consolidated revenue was 4.8 percent higher than the previous years excellent value.
Business performance in detail.

Earnings (EBITDA) over the last four years (in € million)

Earnings before interest, taxes, depreciation and amortization (EBITDA) were EUR 343.4 million in 2019/20. The increase in earnings is attributable above all to substantial business growth in Eastern Europe.
Earnings performance in detail.


The EOS Consolidated increased its revenue in fiscal year 2019/20 by just under five percent. This is equivalent to a consolidated revenue of EUR 853.1 million or earnings before interest, taxes, depreciation and amortization (EBITDA) of EUR 343.4 million. The EOS companies in Eastern Europe posted the best results, with an increase in revenue of more than 30 percent. CEO Klaus Engberding says: “In particular, the expertise, commitment and mindset of our workforce have been major factors in this success.” As in previous years, another driver was the use of modern technology. In the last financial year alone, more than EUR 25 million were invested in upgrading our IT core systems.
Euler Hermes Rating has given EOS an A-rating for the 16th time in a row. 
For the 16th time in a row, EOS Group was awarded an A rating by Euler Hermes Rating.

“I feel very proud as I look back at the last financial year. It is the most successful year in the history of the EOS Group.”

Klaus Engberding, CEO of the EOS Group

Investments in receivables purchases in detail.

In fiscal 2019/20, the EOS Group invested in secured and unsecured receivables.
Breakdown into unsecured and secured receivables and real estate for the various countries.
Annual Report


This is how EOS is continuing to systematically pursue its strategy. The objective is to be one of the top three financial investors in all established markets (with the exception of the USA). Already, EOS is an acknowledged expert in the acquisition of secured and unsecured debt portfolios. This is facilitated by the Group’s role as a technological pioneer and its international alignment. In the current financial year there will be a stronger emphasis on organizational responsiveness, the empowerment of the workforce and collaboration with startups, as EOS prepares to meet imminent challenges while looking optimistically to the future.
Our success is based on the technological progress we have made with digitalization and the cultural improvements resulting from our new organizational and collaboration models. This makes us a stable and reliable partner, today and in the future.
Klaus Engberding, CEO of the EOS Group

Read now:
The Annual Report 2019/20